Ability, finances and the hajj queue
Should a higher education student loan be settled first before using savings to perform umrah?
Answer in brief
The fatwa divides debts into two kinds: those that must be settled immediately and those that may be deferred. The higher education student loan is regarded as a manageable debt repaid in monthly instalments, following the view of Imam al-Nawawi in al-Idhah. A person may therefore perform umrah while continuing to repay the loan, based on the principle that combining two benefits is better than abandoning one of them.
Summary written by DHUMY from the Malay original and checked against it.
Justeru, tidak masalah untuk mengerjakan umrah dalam masa yang sama membayar PTPTN.
Source
LANGSAI PTPTN ATAU UMRAH: MANA LEBIH UTAMA?Office of the Mufti of the Federal Territories · Al-Kafi li al-Fatawi · Published 18 February 2016
This page summarises a published fatwa; it is not a new ruling. For your own situation, read the full fatwa or consult the mufti office of your state.
Other questions on this topic
- Is it better to save or to take bank financing in order to perform Hajj?
- Is choosing a licensed Hajj agency part of istita‘ah, and what is the ruling on Hajj package scams in light of protecting wealth?
- Is it permissible for someone who has not yet performed Hajj for himself to sponsor another person to perform Hajj?
- Is Hajj still obligatory for a kidney patient who undergoes regular hemodialysis treatment?
- What is the ruling on jumping the Hajj queue by paying an insider, and is it sinful?
- Is it permissible to take a loan in order to perform Hajj, and is such a Hajj valid?