Ability, finances and the hajj queue
Is it permissible to take a loan in order to perform Hajj, and is such a Hajj valid?
Answer in brief
Taking a loan to perform Hajj is permissible provided the borrower is able to repay it. If the person knows he cannot repay, borrowing is forbidden even when the purpose is good. One who borrows for Hajj is not yet considered financially able, so Hajj is not yet obligatory upon him, but his Hajj remains valid as long as the conditions for a valid Hajj are met.
Summary written by DHUMY from the Malay original and checked against it.
Kesimpulannya, hukum berhutang untuk menunaikan haji adalah harus dengan syarat mampu untuk melunaskan hutang tersebut. Haram berhutang sekiranya tidak mampu untuk melunaskan hutang tersebut walaupun tujuan berhutang adalah baik.
Source
#58 Taudhih Al-Hukmi : HUKUM BERHUTANG UNTUK MENUNAIKAN HAJISelangor State Mufti Department · Taudhih Al-Hukmi (explanatory article, not the official position of the Selangor Mufti) · Published 6 June 2024
This page summarises a published fatwa; it is not a new ruling. For your own situation, read the full fatwa or consult the mufti office of your state.
Other questions on this topic
- Is it better to save or to take bank financing in order to perform Hajj?
- Is choosing a licensed Hajj agency part of istita‘ah, and what is the ruling on Hajj package scams in light of protecting wealth?
- Is it permissible for someone who has not yet performed Hajj for himself to sponsor another person to perform Hajj?
- Is Hajj still obligatory for a kidney patient who undergoes regular hemodialysis treatment?
- What is the ruling on jumping the Hajj queue by paying an insider, and is it sinful?
- Is Hajj valid if performed on a Saudi tourist visa by overstaying until the Hajj season?