Ability, finances and the hajj queue
Is a person declared bankrupt considered unable to perform Hajj, and may he go once he has received his Hajj call?
Answer in brief
A bankrupt person who has received a Hajj call is permitted to perform Hajj under certain conditions. If he can settle his debts immediately, he must do so, and his remaining wealth must be enough to support his dependants and cover the cost of Hajj. If he cannot, he must obtain approval for instalment payments from the relevant authority, be confident that Hajj will not affect those instalments, and ensure his dependants are adequately provided for. Travelling abroad requires written approval from the Director General of Insolvency or permission from the court, and applications for the purpose of Hajj are allowed.
Summary written by DHUMY from the Malay original and checked against it.
Sekiranya diluluskan, maka mereka harus menunaikan haji dengan syarat nafkah bagi tanggungan mencukupi selama ketiadaannya dan hajinya itu tidak menjejaskan pembayaran hutang setelah ia pulang kemudian.
Source
IRSYAD HUKUM KHAS HAJI DAN KORBAN SIRI KE 72: ADAKAH ORANG YANG BANKRAP BOLEH MELAKSANAKAN HAJIOffice of the Mufti of the Federal Territories · Irsyad al-Fatwa: Hajj & Sacrifice edition · Published 7 June 2023
This page summarises a published fatwa; it is not a new ruling. For your own situation, read the full fatwa or consult the mufti office of your state.
Other questions on this topic
- Is it better to save or to take bank financing in order to perform Hajj?
- Is choosing a licensed Hajj agency part of istita‘ah, and what is the ruling on Hajj package scams in light of protecting wealth?
- Is it permissible for someone who has not yet performed Hajj for himself to sponsor another person to perform Hajj?
- Is Hajj still obligatory for a kidney patient who undergoes regular hemodialysis treatment?
- What is the ruling on jumping the Hajj queue by paying an insider, and is it sinful?
- Is it permissible to take a loan in order to perform Hajj, and is such a Hajj valid?